Resources

Here are some resources that you may find helpful while exploring your personal finance situation.  They are in Microsoft Excel format and free for you to use.

Household Budget Form:

Use this form as a starting point as you try to get your finances under control.  Change it as your life needs change.  Just make sure you do a monthly budget!

Budget – Blank

 

Compound Interest Calculator:

This form will be very helpful in calculating the value of investments, especially when planning for retirement.  This form can help you find the future value of a lump sum, or the value of a portfolio with a steady stream of deposits over many years.

Compound Interest Form

 

Basic Investing Terms:

This page will help boil down some of the most common terms in the investing world.

Basic Investing Terms

 

Weighted Average Interest Rate Calculator:

This tool helps you determine what interest rate you are paying on a group of loans as a whole.

Weighted Average Interest Rate Calculator

 

Amortization Schedules:

These forms are designed to help you understand the cost of borrowing money.

3 Year Amortization

5 Year Amortization

7 Year Amortization

10 Year Amortization

15 Year Amortization

20 Year Amortization

25 Year Amortization

30 Year Amortization

35 Year Amortization

40 Year Amortization